Home/FAQ/Open & Fund Account/How long does it take for funds to clear for trading?

How long does it take for funds to clear for trading?

It depends. Which of the following funding methods are you using?

  • The fastest way to fund your account is to directly link your bank account to Motif as no micro-deposit verification is needed. In most cases, your account should be funded within 24 hours using this method.
  • Wire and ACH deposits are typically the second fastest way to fund your account; funds from these sources are typically available for trading as soon as they are received and posted. You can usually expect your account to be funded within 24 hours of requesting an ACH deposits.
  • If you fund your account by check, funds will clear for trading on the fourth business day.
  • Account transfers (ACATs) from another broker typically take up to 10 business days to process. Keep in mind we only accept ACATs for listed securities, ETFs and cash.