Rising Interest Rates
Invest in

Rising Interest Rates

12.9%
7.3%
0.6%

When Rates Rise, Cash-Rich May Win

If interest rates begin to climb, who wins? Given the significant interest income that online brokers, custodian banks, and other financials earn on customer cash balances, they could be the ones poised to profit. The near-0% rates of recent years have eviscerated the interest income stream for these financials. In normal rate environments, some can derive as much as 45% of their revenue from lending. And while potential homeowners and other borrowers might not be thrilled about it, an uptick in rates could mean quick cash flow for those who hold customer cash, and are well prepared. See more
12.9%
7.3%
0.6%
Invest in Thematic Portfolios
Create your own customizable basket of up to 30 stocks or ETFs for just $9.95.
Motif Index 1 YR Return
Rising Interest Rates Benchmark
With this Motif, you can buy the following basket of stocks for just $9.95:
Weight Segment & Stocks Symbol 1 MO / 1 YR Return
48.3% Regional Banks 12.3%
8.6% M&T Bank Corp. MTB 0.1%
5.6% East West Bancorp Inc EWBC 18.2%
4.5% First Horizon National Corp. FHN 20.8%
3.3% SVB Financial Group SIVB 11.3%
3.3% Texas Capital Bancshares Inc. TCBI 3.5%
3.2% Wintrust Financial Corp. (IL) WTFC 10.3%
2.3% TCF Financial Corp TCB 1.4%
1.8% First Merchants Corp. FRME 30.2%
1.8% First Midwest Bancorp Inc. (Naperville Ill.) FMBI 5.7%
1.7% Lakeland Financial Corp. LKFN 6.7%
1.5% Synovus Financial Corp SNV 27.1%
1.4% Sterling Bancorp (NY) STL 12.6%
1.2% Flagstar Bancorp Inc. FBC 14.1%
1.1% FCB Financial Holdings Inc FCB 44.0%
1.1% Seacoast Banking Corp. of Florida SBCF 47.9%
1.1% PacWest Bancorp PACW 6.4%
1.0% Independent Bank Corp. INDB 24.0%
1.0% Zions Bancorporation ZION 0.5%
1.0% Columbia Banking System Inc. COLB 21.6%
1.0% PrivateBancorp Inc. PVTB 27.9%
1.0% Wilshire Bancorp Inc. WIBC 11.3%
32.8% Brokers 35.6%
18.4% Charles Schwab Corp. SCHW 7.9%
14.4% Interactive Brokers Group Inc IBKR 70.8%
10.7% Major Banks 10.9%
10.7% Comerica Inc. CMA 10.9%
8.2% Savings Banks 7.9%
8.2% People's United Financial Inc. PBCT 7.9%