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Common Questions

How are professional motifs built and how are securities selected?

In an Impact Portfolio, your funds are invested across seven asset classes, optimized for your selected asset allocation. Click here to learn more about our Impact Portfolio investment methodology.

For general information on how motifs in our professional catalog are built and how securities are selected, you can view the Motif Construction Process.

For details on how we built a particular motif, go to the Overview page of the motif and click the “How We Built This Motif” link.

What is settlement?

After you buy or sell securities, settlement occurs when the security or cash proceeds is transferred to your account. This is commonly referred to as “T+2″ which stands for “trade date plus two days.” It can take up two days after the order executes for the transaction to settle and is the industry standard.

What is a motif?

A motif is a basket of up to 30 stocks or ETFs intelligently weighted to reflect an investment theme, market insight or innovative trend. Choose from one of our professionally built motifs, customize, or design your own. Then buy your motif in just one click.

To build your own motif, from your Motif dashboard go to “Build” and click “Build a Motif”.

What are the commissions and fees for trading?

Pay just $9.95 total commission per motif trade or $4.95 per single stock trade. Please click here for our pricing details.

How do I open an account?

How is a motif built and how are securities selected?

Click here for general information on how motifs in our catalog are built and how securities are selected. For details on how we built a particular motif, go to the Overview page of the motif and click the “How We Built This Motif” link.

Are motif trades real-time?

Definitely! You can buy any motif with just one click. Then, we’ll immediately place an order for each individual security the motif contains. And, if you decide to sell a motif, or some of the securities it contains, those orders will also be in real time.

What is a clearing firm?

Clearing firms handle the back-office detail and processing for brokerage firms. They process and settle trades, process fund movements, and are responsible for holding customer shares and other assets. Motif Investing’s clearing partner, Pershing LLC, is one of the industry’s leading firms with a strong track record in expertly handling the needs of online brokerages.

What stocks can I add to a motif?

You can add stocks, ADRs or ETFs listed on major US exchanges.

How is my Brokerage account protected?

Motif Investing is a Member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org .

Our clearing firm Pershing LLC has purchased an additional insurance policy through a group of London Underwriters (with Lloyd’s of London Syndicates as the Lead Underwriter) to supplement SIPC protection. This additional insurance policy becomes available to customers in the event that SIPC limits are exhausted and provides protection for securities and cash up to an aggregate of $150 million. This is provided to pay amounts in addition to those returned in a SIPC liquidation. This additional insurance policy is limited to a combined return to any customer from a Trustee, SIPC and London Underwriters of $37.5 million, including cash of up to $900,000. Similar to SIPC protection, this additional insurance does not protect against a loss in the market value of securities.